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Calculators to help you reach your goals

These calculators may bring you more confidence with your financial decisions.

Vehicle

New vs. used car — calculate cost of ownership 

Purchase price is just one consideration. Also weigh depreciation and interest costs to determine the total cost of car ownership.

Calculate your vehicle depreciation 

Determine how your vehicle's value will change over the time you own it using this tool.

Calculate whether to buy or lease a car 

Enter the details of the purchase and lease options to help decide if buying or leasing a car is right for you.

 Should I finance a car or pay cash for it?

This auto calculator could help you find out what might be the best move for you.

 Tips to help decide which auto loan might be the better deal

Purchasing a car? Here's a car loan calculator to help you compare and decide which loan may be best for you.

Calculate the best choice: New car rebate or special financing 

Is it the best move to go with the special dealer financing? This online tool can help you find out.

Calculate how soon to buy your next car

Hold on to your car longer, or sell and buy a new one? This tool helps you decide.

Budgeting

 Calculate spending and see the benefits of spending less

Not to mention you can add up how much those savings can accrue over the years.

Are you better off paying down debt or investing? 

Pay off what you owe, or invest the money and let it grow? This online tool may help.

  Calculate how to pay off debt

Plug in what you owe, interest rate and how much you can pay.

Building an emergency fund: Calculate how much to save

Saving for a rainy day, whether medical mishap or loss of income, requires regular contributions.

Calculate ways to save money by eliminating a few expenses 

Want to quickly learn how to save money with your expenses? Our calculator can help.

Credit

  Calculate your possible line of credit

Enter your home value and mortgage amount to see what line of credit you qualify for.

 To consolidate debt, first calculate the loan you need

It's easier to conquer debt when you streamline multiple payments into one place.

Calculate loan and line of credit monthly payments 

This online tool offers insight into the monthly amounts that will be due on your loan.

Savings

  Who wants to be a millionaire? Find out how long it takes

Enter your age, savings plan, and what you currently have saved to discover the time it will take to reach your goal.

 Find the future value of your savings with this calculator 

Find out how much your savings could be in the future.

Calculate how to start saving money for your dream purchase

Use this online tool to help make your savings plan today.

 Are you saving enough for college? Find out with this calculator

Determine what the future cost of college could be with this calculator.

 Taxes on retirement income calculator

You have a good amount saved up, but what will taxes and inflation do to your nest egg? Find out with our retirement income tax calculator.

Are your investments really paying off? 

Compare the rate of return on your investments with our handy calculator.

How to reach your retirement goals 

A retirement calculator to help determine how much to save to reach a financial goal.
The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.
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